Credit management embraces the provision of credit and related services to individuals (consumer credit) and business (commercial credit).
Credit professional have a wide range of career opportunities ranging from roles relating to accounts receivable through to managing billion dollar ledgers with national and international responsbilites.
Improve your cash flow.
Remove the stress of slow-paying clients.
Grow your business.
What could your business achieve if up to 80% of all outstanding invoices were paid into your bank account today, without the need for property security?
If you are a business which sells to other businesses on credit terms, then debtor finance could provide scalable funding as your sales grow (unlike overdrafts).
How does it work?
Bendigo Debtor Finance helps you convert unpaid sales into cash by buying your approved sales invoices from you. We then advance you up to 80% of the total invoice value, usually within 24 hours. When the invoice is paid, you receive the remaining 20%, less a small fee.
• Get timely cash flow for working capital and to grow your business
• The product is fully tailored to your situation and needs
• Convenient and flexible cash access as required (eg, for seasonal fluctuations)
• Flexible line of credit which grows as sales grow (not restricted by real estate value)
• Improve profitability through negotiated supplier discounts on early payment
To find out how Bendigo Debtor Finance can meet your cash flow needs, call us on 1800 850 509 or visit www.bendigodebtorfinance.com.au.
Bibby Financial Services
Bibby Financial Services is the world’s largest non-bank specialist in Invoice Finance (also known as debtor finance, factoring, cash flow finance and invoice discounting), with nearing 7,000 clients in 15 countries and 4 regions worldwide benefiting from its uniquely fast and flexible funding solutions.
Bibby Financial Services is a division of the Bibby Line Group, a dynamic, family-owned business-to-business services group with origins in shipping dating back over 200 years to 1807. The group is diverse, with maritime services, retail, contract logistics, and a range of business services businesses.
Bibby Financial Services’ Australian business commenced in 2002, and has since grown to a national network with offices in each major Australian city.
Bibby Financial Services is proud to offer the following products:
- Invoice Discounting
- Export Factoring
- Bad Debt Protection
- Flexible funding for new start and growing businesses
- Asset finance loans to compliment our invoice finance facilities
Trade Credit Insurance Brokers
Experienced, Independent, Solution Driven
Trade Credit Insurance, also known as debtor insurance, provides protection against non-payment for goods or services sold on B2B credit terms.
We are a strategically-minded Trade Credit Insurance Broker and advisory firm which offers unique experience in both Credit Insurance underwriting and broking.
As a privately owned consultancy, we leverage our specialised experience and insurer insights to tailor the best solutions for our clients.
Call us for a no obligation review of your business.
so you can focus on tomorrow
CreditorWatch is an online credit-reporting bureau that allows businesses to perform credit checks, report bad debtors and monitor their commercial customers for adverse data changes (including: payment defaults, court judgments and ASIC changes).
To assist with accounts receivables subscribers can place the CreditorWatch membership logo on their invoices, statements, final notices and email signatures – encouraging customers to pay on time. And can also access a number of payment demand templates including final notices and letters of demand.
CreditorWatch are a licensed ASIC Information broker providing ASIC corporate data such as company reports and ASIC documents.
The first 10 years of Nigel’s career were spent in retail and business banking and corporate treasury departments. He then pursued a dream to become a business owner and, during the course of the past 20 years, he has provided consulting and financial services to other businesses. Nigel gets great satisfaction from providing his clients with high-quality information and effective solutions and, more particularly, from helping businesses succeed.
Nigel is a fellow of CPA Australia, a councillor of the Victorian Division of CPA Australia, an Accredited Member of the Finance Brokers Association of Australia and a Credit Representative of BLSSA Pty Ltd ACN 137 653 760.
Niche Trade Credit is a highly specialised broker to assist with ensuring your businesses ongoing cash flow is protected if one of your clients or customers becomes insolvent and is unable to pay it’s debts due to you
At ReConnect Finance, we strive for excellence in all that we do, and look forward to helping you secure the financial freedom that will assist your business to continue to grow. We believe that loan products should be easy to understand, easy to access and allow you peace of mind.
Think of your broker as a professional resource in the same way you think of your accountant, financial planner or solicitor. We will build an ongoing relationship with you, our client, and will always think of your best interests, not those of the bank.Ã£â¬â¬
Along with Home Mortgage Loans, First Home Buyer and Investment Loans, among many others, we can assist with Commercial Loans such as:
Due to expensive upfront costs and regulation related hurdles, smaller businesses do not typically have direct access to the debt and equity markets for financing purposes. Therefore, they must rely on financial institutions to meet their financing needs. Commercial Loans are renewable loans used to finance a company’s immediate working capital needs. These can be large or small scale and usually operate short-term.
CAR & TRUCK FINANCE
We can assist with any type of car, truck or fleet finance. With 15 lenders on the panel, just call us and let us do the interest rate and lender comparison legwork for you.
Please note: Clients full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.
AtÃ£â¬â¬ReConnect Finance, we are ‘your finance link’ and will work with you on your business and commercial finance needs, ensuring we help you obtain the finance that is most suitable to your circumstances and needs.
When you callÃ£â¬â¬ReConnect Finance, you will speak to a real person, not an operator, and we will guide you through your loan process with ease. Please contact us for a complementary review of your business lending needs.
ReConnect Finance Pty Ltd
Credit Representative Number 486104 is authorised under Australian Credit Licence Number 389328
Managing Director, Joe Serra has been involved in the Finance Industry for the past 35 years and being at a local regional level has a true understanding of business community’s needs. Joe is also involved in community services activities and supports local initiatives that support community development.
Joe originally commenced with Australian Guarantee Corporation (AGC) in September 1976 as a trainee Personal Loans Manager. From there he graduated through various officer, supervisory and management roles, operating his own branches, and departments with staff throughout Melbourne and Regional Victoria.
His work experience and training covered the Consumer, Dealer and Commercial Lending portfolios of AGC, which eventually morphed over into Westpac Equipment Finance. Following a successful and rewarding 28+years, Joe then joined the Southern Financial Group (SFG) as their Regional Manager – Geelong on 1/7/2005 for three years in a business developmental role.
In the last 3 years Joe has been brokering as a finance consultant through his own company Serra Finance Pty Ltd to Auslease Pty Ltd (a subsidiary of SFG and a member of Money Resources Group).
As an independent Finance Consultant / Broker, with access to many major lending entities, Joe can provide options on FINANCE & NOVATED LEASE, COMMERCIAL HIRE PURCHASE AND CHATTEL MORTGAGE FINANCING OF NEW & USED VEHICLES, PLANT & EQUIPMENT, INSURANCE PREMIUM FUNDING, CASH-FLOW & DEBTOR FINANCE AND PROPERTY MORTGAGE LOANS. Joe operates a mobile service and is available at your convenience, to assist you in acquiring your business assets, with competitive interest rates and tailored financial solutions.
“Over 35 years experience in providing finance to the Geelong and regional business community has provided me with a real understanding of local needs” said Joe.
Thebankdoctor.org is an independent Not for Profit online resource centre offering free banking and finance advice to help small business owners get the best business banking set-up.
If you are a specialist supplier of financial risk management products and services, then you need to be listed in Credit Matters Better Business Club.Read More